Most UK insurance companies won't use pattern parts for an insurance repair.

But keep in mind this is a UK bike we are talking about.
Insurance value of a 750 a few years ago was probably around £750 even an Airconveyor panel from Ducati UK was about £150 aand a mirror over £200 those two parts alone let alone the dealer labour to repair it would classify the bike as a write off in insurance terms

good point, well made

Graeme

However reading it back it looks as though I typed it in Swahili rather than English so apologies for failing both spelling and general English language class

Any bike older than 5 years is a candidate for an insurance write-off if more damage than falling over in a lot should befall you so......

I can't see such a concern becoming an issue on deciding to purchase a 20 year old bike

If getting a bike that is 20 years isn't stopping you why would a possibility of an insurance write-off detract from the purchase or even be a consideration ? If it is then perhaps you should be looking at a nice scootter and not a Paso.

jm2c,no offense intended

no offense taken

but i was reflecting on the impact of an insurance write off for two reasons

1) The price that is being asked for the bike. I neither want to get a total knock down price as am sure that is the easiest way to end up with a heap of junk nor do I want to overpay either. Like I said I had been considering a '77-83 BMW R100RS. I know those bikes inside out, know their foibles and market value. Pasos are new to me and am on a steep learning curve! It does seem that many are being a bit overpriced, based on the feedback I am getting from the forum. From what I am seeing on Ebay this is being reflected by them not selling

2) The ongoing cost of ownership. I have no experience of insuring a bike that had been classed as a write of. I've checked the cost of 'standard' insurance for a Paso and it is very reasonable. whether more is charged for something that 'flags up' on some system somewher I have no idea. I know that i'm making a long term commitment looking at a paso and that it will need TLC to keep it running. Was just being cautious. Would rather spend money on the bike than spend more than I have to with an insurer


And isnt that an oxymoron.... nice and scooter appearing in the same sentence

Should be no problem as there is effectively no point in insuring fully comp on an older bike - as it will just get written off if you have an accident and you'll have to pay for the priveledge of having it written off through your excess !

D'oh. Hadn't even thought of it like that. Am so used to paying fully comp insurance on mt R1200RT that I hadn't considered e sense of third party on an older bike

And isnt that an oxymoron.... nice and scooter appearing in the same sentence


Hey,Who ya callin a MORON

apparently you have not yet seen the E4-01

17 inch wheels and 900cc